FHA does NOT require PMI (which stands for Private Mortgage Insurance) but rather a "Mortgage Insurance Premium" (MIP), which is financed and...
The biggest difference between the USA and other nations may be summed up in our constitution, wherein it states that all men are created equal,...
Not disputing any of that...I agree completely. However, the people who promote and support a $15 minimum wage as well as unionism & decry...
Yes, I don't disagree with any of that. However, the guy who loses his job to imported or outsourced labor doesn't really care...he just needs to...
The guy who just lost his job doesn't care about any of that.
We all get worked up whenever we hear about "evil corporations" that export or outsource American jobs abroad, and rightfully so. But tell me...
A French philosopher once said "We are not human beings seeking a spiritual experience, we are spiritual beings having a human experience." Souls...
Maybe it makes more sense if we just consider that God is in charge of the "big picture", but leaves the details to us. There is a saying that...
It may be important to make a distinction between "evolution"...which is merely an organisim's response to a changing environment, and "origin of...
But we DO remember our previous lives, or at least snippets of them, especially young children up until age 6 or so. Many dreams we have are...
Not sure whether to describe myself as a "creationist" who accepts evolution, or an "evolutionist" who accepts creation. I long ago came to the...
>>I can look at 50 mile stretch of the horizon and not see the slightest deviation from level, can you?<< Actually, yes I can. I take it you...
There is a difference between "influencing" our choices and "controlling" us. Think of life as crossing a creek. You can step across on the rocks,...
The term "Near Death Experience" was first coined by Dr Raymond Moody back in the '70's, with the publication of his research. His book sold over...
In the running said: >>The only part of our lives we do not control is who or where we are when we are born. We have free will within that box....
Where were these sitters when I was growing up?
I agree. The future exists as a framework of potentials and probabilities, based on choices we and others make today, and have made in the past....
Sorry...hit the wrong button on my ******. I think of morality as being a framework or code of conduct for human interaction in a civilized...
I think of "morality" as being a framework or code,
It seems to me that society has an obligation to educate itself, and to prepare it's citizens to be productive, contributing members of that...
Separate names with a comma.