I have noticed lately the proliferation of cooperative credit union where a member can borrow money at a low interest rate. It is beneficial particularly to the poor members because availability of cash is at hand. However, there is no coop that lends money for a longer term. It is always a maximum of 1 year for the repayment period. I am thinking of organizing a cooperative credit union that would afford members to take housing loan that is payable for more than 10 years. Do you think it is feasible?