Hey guys, so I'm Bulgarian, but I live in Serbia currently. I am a freelancer, I love arts and I love to have the freedom to choose my work time. I come from lower middle class family, so I always struggled with finances. I had to learn to juggle what I can and can not do very early, and I have always struggled with my money. The last 2 years I figured it was finally time for me to change things, so I have been trying to start budgeting, saving and reading on investment.