We live in a time where most transactions involving money are cashless and may I say boundless. Paying bills, shopping and even insurance payments can be done with just one click or a swipe of your card. There's no such thing as unaffordable nowadays because we have the luxury of debt which is simply called credit card. I think the saying "live within your means" is an endangered phrase which is almost close to extinction. More and more people I know are usually living "beyond" their means nowadays. How about you guys? How do you handle your finances? Do you have a weekly or monthly budget or do you rely on your credit account if things go out of hand?