I just wanted to get some opinions on this topic because they seem to be so varied among investors in the current market. The issue of being in the seventh year of a bull market is the primary concern involved. So, I am curious to hear your thoughts on whether it is wise to invest now or if it is better to wait for a pullback. There is a school of thought that says if you are an income investor, then do not worry about price or valuations, just concentrate on the income it provides currently and the growth potential of that income in the future. I am looking forward to your thoughts.