Hello guys! I’m a quite a beginner investor in the stock market and planning to invest a fund which can give a regular flow of return on monthly basis. But, I’m quite confused about the systematic withdrawal plan and dividend plan. Some of my colleagues suggested me to invest in the SWPs since it provides a consistent flow of returns on a consistent interval of time (weekly, monthly, and quarterly). Moreover, it is up to the investor to decide on the amount and period of time. Plus, there is no guarantee to get consistent dividends from dividend mutual funds since it is based on the realized gains. Since I am invested in the stock market I opted out the financial advisory services of Advisorymandi. So, I asked the same question to my financial advisor and he suggested to me the same thing to invest in the systematic withdrawal plan. But, I’m still confused over this. After all, I can’t just simply invest big capital in anything. So, plz help me out on this one.