This though occurred to me because last month, a close friend approached me to borrow a huge amount that is equivalent to 6 months of her salary. She needed the money because she had mortgaged their house to private lenders that charge a high rate of interest. And the mortgage is not regularly paid so it is nearing forfeiture. But even if want to help, how could she pay me when she had a bad record with other employees in our office? My husband said that if you want to lose a friend, lend him money. As simple as that. You lose the friend, you lose your money in the process.