Well I put this under "stock market education" since I couldn't figure out a better one. But it's not really a question about what and how to use leverage etc. I got that covered. What I would like to know is how often and in what situations do you guys like to leverage your portfolio? And how much? How do you pay it off? Basically just looking for your own ideas of how leverage works the best for you. Personally I'm currently at 0% leverage. All day trades are made mostly with the margin provided by my broker but those positions always get closed on the same day so no worries there. For my longer term portfolio I would love to use leverage similar to 1-2 years of dividend income, so roughly 5-10%. I just feel that with the current valuations it would be too risky so for the moment I haven't done it.