I have a friend who wants to invest in my business. He is looking at loaning me a lump sum of money and I will be paying it back with interest. This is being used for what I’d like to call “emergency funds” just in case the rehab project goes over budget. Since this is being considered as a loan rather than an investment, my friend is not being granted any ownership with my company. Rather than paying a law firm to write up a loan agreement, is there anywhere else I could get a template from? Anything that you guys use in particular for these types of situations? My CPA referred me to a law firm, but they’ve been nickel and diming me as of late for any type of advise.