Hello all. Well, I am finally eliagable for my IRA with my job and can I just say this is like talking chinese to me. I want to ensure that when I retire I am very well provided for as well as taking care of my loved ones when I am gone. I know that my company matches what I would into the one that they offer but, some fellow employees have told me that my best bet is to go independently outside of the company. I just don't think it's wise to listen to them. They are matching what I contribute so if I put one hundred grand in it then they will match that and I have two hundred grand earning interest and whatever else an IRA does. Can someone please help?