I read an interesting article this morning on CBS MarketWatch about how most Americans are within one paycheck of disaster. The stats were supplied by bankrate.com and while not clear to me were the result of a poll I think... Here is the story http://finance.yahoo.com/news/most-americans-one-paycheck-away-104458295.html 62% of the people asked still state they feel unsure of finances, and things as simple as a doctors visit could make or break a living standard. Of these people polled most seem to also keep to a household budget. I bring this story up because I can't help but wonder how many of these people are truly just living beyond their means. I feel and have felt for a long time that there is a tendency in Americas population today to push for extra's in life that greatly impact the future life one could have. All the newest and greatest things are fine, but not if you are compromising your future. I never felt like I needed apps for everything under the sun or half of the other technology that costs a fortune. It's scary to me that education is plummeting and debt is rising at astronomical rates. Seems like a sure fire recipe for disaster. So- living paycheck to paycheck? Is this just poor budgeting or living beyond ones means?