I was thinking of a simple but innovative idea on saving money by calculating your savings based on the rental fee. This is because most people find it hard to save and live from paycheck to the next. I am proposing that one can pay a certain amount of cash to the landlord (or to a fund) which is a percentage of the rent they pay for example, 25%. This amount will accumulate over time. It can them be used to offset rents during hard times, set up a business or even enter into a mortgage plan.