I was wondering if anyone else has the opportunity to use the Thrift Savings Plan, and if so, what are your thoughts and experiences with it? I have it, but I haven't contributed much as I don't fully understand the plan. I have heard a lot of people say it's great, but I don't get how it is better than a traditional retirement plan. Considering most options (as in mine) you don't get an employer match, and the earnings seem to be like a typical mutual fund. What I do understand is that the fees are lower. Does anyone have experience with the TSP and can help me? All the information I have received from TSP, while explaining the benefits, just sounds like another mutual fund. What's better about it? Thanks for the help in advance.