Not that I'm against the small guy trying to make a buck. I feel very badly about having to skip them to make sure that I steer clear of these small time operators, who may not have adequate provisions in case of a problem. I known that the CFTC and the NFA regulate them, but I would just like to deal with the Citi Banks, or FXCM' s of the world. At least I can be reasonably sure of getting my money when I request a withdrawal. I call it being careful.