http://www.investing.com/analysis/chasing-headlines-200122898 https://investingcaffeine.com/2010/02/21/getting-off-the-market-timing-treadmill/ These concepts aren't new to the time-tested course catalog of investing, but these opinion pieces are well worth reading for those asking "how to get started" questions. They may well serve as a refresher course for those who have taken a beating in the recent years. Food for thought. HTH. YMMV.