Hello all. I am considering investing in an annuity as part of retirement planning. I've stayed away from them over the years for the obvious reasons, but now I think one may be the best for us. Allow me to explain. My wife is part of a pension plan and has an IRA we've maxed out. I have IRAs (both Traditional and Roth) that I max out too, but the company I work for recently ended their Defined Benefits Plan. The upshot was I was able to roll over quite a bit of cash from said, but the downside is I'm stuck with no employer retirement plan. So, I'm starting to do my homework on where to park retirement funds over and beyond my IRAs. Any thoughts I what would be a good investment vehicle for this scenario? Thoughts on annuities? Thanks all!